Mortgage Loan Originator

Company: American National Bank
Location: Council Bluffs
Posted on: January 28, 2023

Job Description:

ESSENTIAL JOB FUNCTIONS:

• Soliciting residential first mortgages through contacts with realtors, builders, and professionals.
• Interviews and explains different financing programs to mortgage loan applicants. Advises applicant in choosing the appropriate financing course and obtains pertinent financial and loan information.
• Coordinates with loan operations on the processing of the application and reviews the loan papers in preparation for closing. Explains the documents to applicants at closing.
• Communicates with applicants and realtors on progress of application.
• Achieve compliance certification and use knowledge of compliance/CRA regulations in day-to-day activities. Maintain knowledge of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. NECESSARY KNOWLEDGE, SKILLS & ABILITIES:
• Knowledge of Secondary Market and mortgage loan regulations and guidelines.
• Knowledge of VA and FHA loans.
• Knowledge of word processing software.
• Skills in operating various office equipment such as: computer terminal, personal computer, adding machine, and copy machine.
• Ability to communicate both oral and written in a courteous and professional manner.
• Ability to work under pressure to meet deadlines. EDUCATION & EXPERIENCE:
• College degree in Business Administration and/or equivalent work experience.
• Three years previous mortgage lending experience.

Keywords: American National Bank, Council Bluffs , Mortgage Loan Originator, Other , Council Bluffs, Iowa